Stop guessing. Start knowing exactly where your money goes.
The Budget Bundle gives you three tools that work together to help you understand your money, track it with confidence, and build a path to financial freedom.
Get your finances organized with the Cost-of-Living Calculator, Budget Tracker, & Debt Tracker, no manual math needed.
Cost-of-Living Calculator: Find out what you can truly afford. Using proven budgeting methods, this calculator breaks your income into needs, wants, and savings, so every dollar has a purpose and your spending reflects your real life.
Budget Tracker: See your whole financial year at a glance. This annual dashboard tracks your budget, expenses, savings, and debt month by month. The built-in expense tracker automatically organizes your tax write-offs, so tax season stops being a scramble.
Debt Tracker: Get clear on what you owe. View all of your debts, their interest rates, and your payment timeline in one place, so you can plan your payoff strategy and move toward financial freedom with a real roadmap.
Whether you’re building a budget for the first time or leveling up your money habits, the Budget Bundle gives you the structure to make confident financial decisions.
How They Works
Assess: See how much you money you can put to your needs, wants, and savings with the Cost-of-Living Calculator.
Plan: At the start of the month, use the Budget Tracker to enter your expected Income, Savings goals, and Debt minimum payments.
Budget: Fill out your recurring bills. Use the specific sub-tables to break down categories like "Transportation" (e.g., Car Payment, Insurance, Gas) or "Personal Care."
Track: Log your daily spending in the Transactions table. Select the Payment Method and tag any tax-deductible items.
Review: Watch the Dashboard update automatically to see if you are staying on track.
Create a timeline: Use the Debt Tracker to plan loan payoff as you work toward financial freedom.
What You Need
A free Google Account (Gmail).
Works on PC, Mac, tablets, and mobile devices with the Google Sheets app.
Format: Digital Download (PDF with Access Link)
Delivery: Instant via email
© 2026 Asia Ohenhen | Smart Wealthy Beauty®. This spreadsheet is for personal use only. Resale, redistribution, or sharing of this template is strictly prohibited and enforced.
